Contemporary Health Plans
Lance Courtright, CLU, ChFC


Small businesses face a difficult time trying to offer a benefit package to attract and retain quality employees.

Most employers want a plan for their employees, but the cost can be high.  Penalties are severe if the certain rules are not followed.  Help is needed for employees to understand options and to appreciate their benefits.

We can provide the needed expert help.

Welcome to our website.

Due to many changes in health care, health insurance and new laws, finding the right health plan is not an easy task. Our role is to help businesses and people get the information needed to make good decisions for themselves and employees.

We welcome your questions and comments.


Medicare Supplement Insurance Plans

Part D Prescription Drug Plans

Dental & Vision Insurance

Disability & Life Insurance

Long Term Care Insurance



Calling the number above will direct you to a licensed sales agent. 

Lance E. Courtright, CLU, ChFC is a licensed insurance agent who conducts business in Virginia, Maryland and Washington, DC.  For those persons inquiring from other states, we cannot transact business nor provide information until obtaining the appropriate licenses and/or registrations in that state.


Call now: 540.459.3700

For 2016 and years after, the penalty for doing without health insurance is $695 per adult or 2.5% of income, whichever is greater.  

Need help finding a plan or   We can help you understand your choices.

Quoting tool for Individual plans